Employment Benefits

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Employment Benefits

Benefits listed below are effective as of 01/05/2010

Health Insurance

Sharp HMO or Kaiser HMO

CCSE offers medical coverage directly though Sharp and Kaiser. The plans offered are the Sharp 15 and Kaiser 15 plan.

The annual renewal is October 1 of each year.

Sharp HMO

Office Copay	$15.00
Hospital Cost	$250 per admittance
Emergency Room	$100 (waived if admitted)
Out of Pocket	$1,500/$3,000
Drug Benefit	$10/$20/$40

Kaiser HMO

Office Copay	$20.00
Hospital Cost	$300 per day
Emergency Room	$100 (waived if admitted)
Out of Pocket	$3,000/$6,000
Drug Benefit	$10/$30/n/a

CCSE covers 100 percent of the employee premium and 50 percent of the dependent premium at the Sharp HMO rate.

Dental Insurance

The Principal Group

First Dental Health PPO or EPO

Deductible	$50/$150
Preventative Care	100%/100%
Basic Services	80%/80%
Major Services	50%/50%
Orthodontics (Children)	$1,500 per person
Annual Max (Excluding Ortho)	$1,500 per person

In addition, Principal offers and EPO plan which can save you money if your dentist is contracted with First Dental Health.

CCSE covers 100% of the employee premium and 50% of the dependent premium.

Vision

Vision Service Providers

Eye Exam	1 X Every 12 Months
Lenses	1 X Every 12 Months
Frames	1 X Every 24 Months
Contact Lenses	1 X Every 12 Months
Elective Contacts	$120 Annual Benefit

CCSE covers 100% of the employee premium and 50% of the dependent premium.

Chiropractic & Acupuncture

American Specialty Health Plan

CCSE Has contracted directly with American Specialty Health Plan (ASHP) to provide chiropractic and acupuncture coverage for all its employees who are enrolled in the medical plan.
If your chiropractor is contracted with (ASHP), your Co-Pay is only $10 per visit.
You are eligible for a maximum of 20 visits per year.
No referral is required from a primary care physician.

CCSE covers 100% of the employee premium and 50% of the dependent premium.

Life Insurance

The Principal Group

1 x annual earnings.

Maximum benefit of $50,000. You are eligible for Group Term Life if you are an active, full-time employee working at least 30 hours per week.

This benefit is 100% company paid.

Will Preparation Services

Available at no cost to employees covered by Principal Life Insurance Company’s group term life insurance. Will Preparation Services can be used to create legal documents such as a Will, Living Will, Healthcare Power of Attorney and Financial Power of Attorney for an employee and their spouse. icon Principal Will Preparation Services

Identity Theft Resources

Employees covered by Principal’s Life group term life insurance also have free online access to an Identity Theft Prevention Kit to help employees protect themselves and their family from becoming victims of identity theft as well as an Identity Theft Victim Action Kit to help speed their recovery should an employee become a victim of identity theft. This includes an Identity Theft Tracking Sheet and Identity Theft Affidavit. icon Principal Will Preparation Services

Long Term Disability Insurance

The Principal Group

The Principal LTD Insurance program is designed to replace a portion of your income when you cannot work on a full-time basis because of injury or illness.

Benefits begin after you have been disabled for three months.
Your Benefit equals 60 percent of your monthly pre-disability earnings up to a maximum of $6,000 per month.
You will receive this benefit as long as you qualify as disabled or reach your Social Security Normal Retirement Age.

This benefit is 100% company paid.

Short Term Disability Insurance

The Principal Group

The Principal STD Insurance program is designed to replace a portion of your income when you cannot work on a full-time basis because of injury or illness.

Benefits begin on the 8th day after an employee misses work for an illness or accident.
Your benefit equals 60 percent of your monthly pre-disability earnings up to a max of $1,500 per week.
In California, we have State Disability Income (SDI) that is our base benefit. This new STD plan will increase your SDI benefit from 55 percent to 60 percent, up to $1,500 per week, which enhances our SDI benefit.

AD&D Insurance

Accidental Death and Dismemberment Insurance pays a benefit equal to your group term life insurance amount when loss occurs within 365 days of an accident.

Principal pays the full benefit when you lose:

Your life
Both hands
Both Feet
Sight of both eyes
One foot and sight of one eye
One hand and one foot
One hand and sight of one eye

*Additional benefits included in your Principal information.
This benefit is 100% company paid.

State Disability Insurance

California State Disability Insurance - Employment Development Department (EDD)
The SDI program provides benefits to workers who are unable to work due to non work-related illness, injury, or pregnancy. Although work-connected disabilities are covered by Workers' Compensation laws, SDI benefits may also be paid for work-related illnesses or injuries under certain circumstances prescribed by law.

Workers' Compensation

Chartis

AIG Domestic Claims Brochure

Unemployment Insurance

State of California
The Unemployment Insurance Program, commonly referred to as UI, provides weekly unemployment insurance payments for workers who lose their job through no fault of their own. Eligibility for benefits requires that the claimant be able to work, be seeking work, and be willing to accept a suitable job.

Employee Assistance Program

Horizon Health icon Horizon Health Brochure

24 hour Crisis Intervention
Individual/Couple/Family Counseling
On-line Interactive Counseling Resources
Alcohol and Drug Assessment and Referrals
Referrals for Discounted Legal Services
Assistance Locating Child/Elder Care Services
Concierge Services
Financial Planning/Debt Relief Referrals
Critical Incident Stress Debriefings (CISD)
Corporate Wellness Seminars
Management and Human Resource Consultation
Executive Coaching
Management Training
Behavioral Risk Management Services
Psychiatric Disability Case Management
Assistance with Workplace Violence Prevention

Magellan Health Services [Place PDF here]
Telephone consultation, available 24/7, with licensed mental health professional. Online information and services at www.MagellanHealth.com. Private Magellan Self-Screening Service at 1-866-272-4084. The EAP offers assistance with day-to-day issues. Confidential assistance is available for concerns such as:

Family, relationship and parenting issues
Child and elder care needs
Emotional and stress-related issues
Conflicts at home or work
Alcohol and drug dependencies

Health and wellness issues icon

Principal Employee Assistance Program

Vacation

Service Requirements	Vacation Days	Accrual Rate (per pay period)
1 - 3 years	13 days	4.33 hours
4 - 7 years	18 days	6.00 hours
8 - 11 years	23 days	7.67 hours
12+ years	28 days	9.33 hours
There is a "cap" of two years' vacation eligibility or 56 days per year.

Paid Holidays

9 days (New Year’s Day, President’s Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day/day after, Christmas Day/day before).

Sick Leave

7 days per year, accrued at 2.33 hours per pay period. "Kin Care Leave," allows employees to use up to half of their accrued sick leave benefits to care for a sick family member, including a child, parent, spouse or registered domestic partner.

Time Off

Disability Leave	up to 88 days (4 months)	Unpaid
Military Leave	Up to 12 weeks during any 12-month period	Unpaid
Military Spouse Leave Law	Up to 10 days	Unpaid
Family Military Leave	up to 26 workweeks in a single 12 month period	Unpaid
Voluntary Leave	up to 30 calendar days	Unpaid
Family Medical Leave	up to 12 workweeks during any 12-month period	Unpaid
Paid Family Leave	6 weeks within a 12-month period.	Paid
Pregnancy Disability Leave	up to 88 days (4 months)	Unpaid
Medical Donor Leave	up to a 30-days to employees who have exhausted all available sick leave and who are organ donors and up to a 5-day leave of absence to employees who have exhausted all available sick leave and who are bone marrow donors, subject to specified requirements.	Paid
Voluntary Leave	up to 30 calendar days	Unpaid
Volunteer Civil Service Leave	14 days per calendar year for training. No limit to duration, timing or frequency of leaves for emergency firefighters and other emergency rescue personnel duty.	Unpaid
Literacy Leave	TBD	Unpaid
Crime Victim Leave	TBD	Unpaid
Domestic Violence / Sexual Assault Leave	TBD	Unpaid
Bereavement Leave	3 days	Paid
School Activities Leave	40 hours	Unpaid
Jury Leave	5 days	Paid
Witness Leave	5 days	Paid
Family Medical Leave	CCSE provides Family and Medical Leave Act (FMLA) benefits to eligible employees. The benefit allows qualified employees to take up to 12 weeks of job-protected leave, per rolling calendar year, for the birth or adoption of a child, for the care of a child, spouse or parent with a serious health condition, for the employee’s own serious health condition, or for the care of a covered military service member. Up to 12 weeks	Unpaid

Alternative Work Schedule Program

9/80 schedule translates into a total of 9 days of work in an 80-hour period. 8 of the days are 9 hours and 1 day is 8 hours. Employees on this schedule would receive 1 day off per 80-hour pay period.

New employees are not eligible for this benefit until 6-month probationary period is completed. Subject to discretion of supervisor.

Flex Time

Flex Time allows employees to report to work within a range of time rather than a set time.

Retirement

403(b) Retirement Savings Plan through TIAA-CREF
CCSE contributes 6% into employee managed accounts. Contributions are 100% vested.

New employees are not eligible for this benefit until 6-month probationary period is completed.

Tax-Deferred Annuity Plan through TIAA-CREF
Voluntary plan where a portion of employee’s compensation is applied on a before-tax basis to an annuity contract owned by the Employee. Contributions are 100% vested.

Other Benefits

Employee Referral Program
Professional Education Program
Employee Appreciation Gift cards
Company-Sponsored Events
Employee Discount Pricing
ARC Leadership Training